लक्ष्मी जी की कथा

एक ब्राह्मण था| रोज पीपल में जल चढ़ाता था| पीपल में से लड़की कहती पिताजी मैं तेरे साथ चलूँगी| ब्राह्मण सूखने लगा| ब्राह्मणी बोली क्यूँ सूखते जा रहे हो| ब्राह्मण बोला पीपल में से एक लड़की कहती है पिताजी मैं तेरे साथ चलूँगी| ब्राह्मणी बोली कल उस लड़की को ले आना| जहां छ: लड़की हैं वहीं सातवीं सही|

ब्राह्मण दूसरे दिन उस लड़की को ले आया| अब आटा मांगने गया तो थैला भर-भर के मिला| जब ब्राह्मणी आटा छानने लगी तो वो लड़की बोली माँ मैं छानुंगी| ब्राह्मणी बोली, ना बेटी पावनी| मैं कर लूँगी| तू धोली धोली हो जाएगी| बेटी बोली ना माँ, मैं ही छानुंगी| अब उसने छाना तो परात भर गयी| जब ब्राह्मणी खाना बनाने लगी तो बेटी बोली माँ खाना मेँ बनाऊँगी| माँ बोली न बेटी तेरी उंगली जल जाएगी| बेटी बोली न माँ मैं ही बनाऊँगी| रसोई मेँ गयी और छत्तीश प्रकार के भोजन बनाए| सबको पेट भर-भर के खिला दिया| और दिन तो सब भूखे रहते थे उस दिन सभी ने पेट भर भर के खाया|

ब्राह्मणी का भाई आया बोला जीजी मुझे तो भूख लगी है| रोटी खाऊँगा: बहन सूखने लगी| ब्राह्मणी सोचने लगी “अब सबने खाना खा लिया पर इसको कहाँ से खिलाऊँगी”| बेटी बोली माँ क्या बात है तो माँ बोली तेरा मामा आया है रोटी खाएगा| बेटी रसोई में गयी और जाकर छत्तीश तरह के भोजन बनाए और लाकर मामा को जिमा दिया| मामा बोला जीजी ऐसा भोजन कभी ना खाया जैसा आज खाया है| ब्राह्मणी बोली भाई ये खाना तेरी पावनी भांजी ने बनाया है| मामा खाना खाके चला गया|

शाम हुई बेटी बोली माँ चौका लगा के चौका का दीया जला दियो आज मैं कोठे मेँ सोउंगी| माँ बोली ना बेटी तू डर जाएगी पर बेटी ना मानी और जिद्द करके कोठे मेँ सो गयी| अब आधी रात को उठी चारों तरफ आँख मारी धन ही धन हो गया| बेटी जाने लगी| बाहर बूढ़ा ब्राह्मण सो रहा था| बेटी को जाते देख उससे पूछने लगा बेटी तू कहाँ चली? वो बोली मैं तो लक्ष्मी माता हूँ| इसके छ: छ: बेटी हैं इसलिए इसकी दरिद्रता दूर करने आई थी| तुझे भी अपनी दरिद्रता दूर करवानी हो तो तू भी करवा ले| अब उसके घर में चारों तरफ आँख फिराई तो धन ही धन हो गया| सवेरे उठ के ढूंढ मची पावनी बेटी कहाँ गयी| ब्राह्मण बोला वो तो लक्ष्मी माता थी तेरे साथ साथ मेरे भी दरिद्र दूर कर गयी| जैसे लक्ष्मी माता ने उसका दरिद्र दूर किया वैसा सबका करें| कहते सुनते हुंकारा भरते का|

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If You are the Owner of a Business, Can You Pay Yourself as an Employee/ Tax Relaxation?

Your pay is one of the simplest things to forget as a business owner whenever you’re considering your business costs. The two most popular ways to pay oneself are a salary and an owner’s draw. Depending on your company’s structure, phase of development, and other variables, you can decide how much money you want to pay yourself as a company owner.
Both entrepreneurs and business owners must pay income tax on the profits their company makes. This could be a sizable sum, therefore they constantly look for deductions as well as exemptions to reduce their tax liability. Among the most difficult concepts to grasp is the income tax.
Why is owner compensation significant?
It’s crucial for both you and your business that you compensate yourself. Your books won’t fairly reflect the health of your business if you don’t budget for your compensation because you represent a sizable portion of your expenses. You won’t know if you need to increase pricing, market more, lower expenditures, or make other modifications that will assist your company to prosper unless you take into account all expenses.
As a small business owner, you should also pay yourself for the following reasons: You may be able to provide yourself with a tax discount if you set aside a portion of your overall business income as a personal wage, based on the organizational structure of the company.
Although you might be tempted to labor for nothing, you should understand that your time is valuable.
Below are the two basic methods for calculating salary:
• Customize your pay to your spending
• Use the profits as your wage
5 key points for determining your pay
• Paying yourself a regular income based on a portion of your monthly earnings average is a good idea if your company is well-established and lucrative.
• Never establish your monthly compensation at a level that could ever put a financial strain on your organization.
• To lower your self-employment tax obligation, think about switching to an S company as your organization form or tax treatment.
• Take various profit distributions on a routine basis, but only if doing so won’t strain the company.
• As part of your total compensation, periodically examine your salary and make any necessary adjustments depending on the company’s financial situation and income.
Rules to pay yourself
• Owners of businesses can choose to either pay themselves salaries or spread-out profits over the course of the year.
• A business owner’s tax burden may be considerably impacted by how they are paid.
• While there are no hard-and-fast laws regarding pay for business owners, there are significant tax plus cash flow consequences to take into account.
How can small business owners pay themselves?
1. Select the Type of Business
Your company is the starting point for everything. In reality, it serves as the basis for the entire payroll procedure and will guide you toward the best payment method for you.
2. Select the Most Effective Payment Method
This portion will vary depending on your corporation type, business strategy, and length of operation.
You have two options for paying yourself as a business owner:
Salary: You pay yourself a monthly salary plus deduct taxes from it, just as you would for an employee of the company. Companies which are organized as C-corporations, S-corporations, or LLCs-limited liability companies subject to corporate taxation are required by law to comply with this. According to the IRS’s “reasonable” compensation standard, your pay should be equal to what someone else in the sector earning the same position would earn.
Pros:
• Stable, ongoing costs that you should factor into overall business costs
• Taxes are taken upfront
Con:
Not adaptable- Even though business is slow, you must adhere to the reasonable compensation criterion when setting your salary.
Owner’s draw: You periodically take money (in currency or kind) from the profits/revenues of your company. Owner’s equity also referred to as your equity in the company, is the maximum you can withdraw. Although you are not required to pay taxes in advance each time you withdraw money, it is a good idea to budget for the tax payment by routinely setting aside money.
Pro tip: Regardless of the method of payment you select, bear in mind that you would eventually need to pay taxes on that sum, if not right away, then at some point, in the future. It’s really important to prepare for this in advance to avoid being surprised by a hefty tax payment. Do your research in advance because several payroll solutions would take care of this for you effortlessly.
Pro:
The flexibility-Your draw may be based on how well your firm does.
Con:
A tax bill at the finish of the year must be planned for in your budget.
3. Choose an Amount
Next, figure out how much to give yourself once you’ve selected the appropriate type. You should pay yourself a salary which is related to your responsibilities and positions your company for long-term success. Here is a useful guide to assist you in determining how much to pay yourself.
Examine your profit and loss (P&L) statements carefully to determine how much net profit you’re generating every month. Then, take your pay—not the overall revenue—out of that sum.
This is so that you may pay yourself from the money that is left over post paying for your essential business costs, such as supplies, paying your amazing staff, rent, and everything else required to keep your firm operating profitably.
The IRS also mandates that all wages paid by employers be deemed reasonable, that simply means that they must be equivalent to what you would earn if you held the same position at a different organisation.
Try to identify the most frequent jobs you perform, and then calculate the cost of hiring someone to complete those duties. It is occasionally referred to as your “true wage,” and it’s extremely cool to approach your work in such a complex manner.
4. Select a Payroll Calendar
You should consider how frequently you would like to pay yourself when your company employs at least one person, including you. The twice-monthly, every two weeks, as well as weekly payroll patterns, are the most common in the US.
Several states require you to adhere to a basic calendar. The primary idea is that you could always pay yourself more frequently but never less frequently than the specific timetable set down by your state.
5. Receive your pay
Now that you’ve gotten this far, it’s time to get paid. Use this opportunity to celebrate what you’ve achieved because it’s a significant milestone for your company.
Paying yourself can be as simple as writing a check as well as depositing it in your bank account, or this could happen even faster when you select direct deposit. Simply put, direct deposit indicates that the funds are deposited directly into your bank account.
To effectively plan, find out exactly when you would have access to the money before choosing between the two.
Factors determining your pay
These aspects determine how you pay yourself:
Business organization

You could only accept a salary or/and an owner’s draw when your company is a sole proprietorship, LLC, partnership, S-corporation, or C-corporation. In general, when your business is a partnership, sole proprietorship, or LLC, you could take an owner’s draw, plus when it is a corporation or an LLC taxed as a company, you could take a salary. The business structure’s needs and tax benefits can be explained to you by an accountant.
Business stage
Many business entrepreneurs initially turn down all financing. However as soon as your company is more stable or when you have a good idea of cash flow, start considering paying yourself such that you may include that aggregate of the business’s operating expenses.
Personal finances
Your commitments, like a mortgage, vehicle loan, and essential costs, should all be covered by the payment amount plus the manner you choose.
Mistakes to avoid while paying yourself
• Combining business and personal finances
• Leaving taxes out of the budget
• Never pay yourself or pay yourself inconsistently
How to get tax relaxation when paying yourself as an employee?
Employ your relatives and family members
Employing family members might be a substantial tax-saving measure. They might be paid in a manner comparable to that of ordinary workers.
Transportation and lodging
Entrepreneurs frequently travel for professional reasons. Book your travel and lodging on the company’s dime rather than out of your pocket starting with your next trip if you want to avoid taxes. This could be written off from the firm’s taxable income as a business expense.
Spend more money on marketing
When you’re still dependent on conventional forms of promotion, it’s time to make the shift to digital marketing since it provides you access to a broader audience and raises the possibility that you’ll draw in new customers. Since marketing expenses are tax deductible, you will also benefit from this in terms of taxes.
Commercial Utilities
The usage of vehicles and phones by business owners enables them to demonstrate that these expenses are associated to utilities.
Among the business utility costs that are eligible for deductions include:
• Initial expenses: All expenses incurred prior to the establishment of the enterprise are deductible under the Income Tax Act-Section 35D. These are part of the original costs and subtracted from taxable income in a tenure of five-years.
• Convenience costs: When you frequently use a vehicle or a phone for work, these costs are deductible from the company’s books as business expenses.
• Regular expenses: When you run your business out of your house, you can write off your power costs as “head of the company.” Rent costs and other expenses incurred because of an internet connection are indeed deductible.
• Depreciation-Tax deductions for depreciation of all capital expenses are also allowed under the “income of firm” category. You must use company money to make capital investments and submit depreciation claims in order to reduce your tax liability.
Medical Insurance
Insurance premiums up to Rs 25,000 can be taken off as a tax deduction as per the Income Tax Act, 1961-Section 80D. This applies to your parents as well as you, your spouse, and your children. This doesn’t apply to you if you hold a full-time employment and a business both at the same time while your employer provides health insurance.
Deduct tax properly at the source
Certain parts of the Income Tax Act permit business owners who are paying for a service or product to deduct tax from their payments to the vendor. If not, such costs won’t be reimbursed, which will result in owing higher taxes.
Donation
Donating money offers you the delight of doing good deeds as well as tax advantages. Donations made to recognised charities as well as funds, like PM’s relief fund, can help you reduce your taxes. You can donate to a recognised political party in order to be eligible for tax advantages.
Housing Loan
When you think it’s not advantageous to buy a house with a bank loan, you’re mistaken. This is a long-term asset with the potential for significant growth and offers tax benefits. When you integrated your PAN with the company, you may be entitled to claim tax deductions of as much as Rs 1,50,000 per year as per Section 80C of the Income Tax Act.
Depreciation
Manufacturing-related businesses receive substantial tax advantages. Companies can reduce up to 20% more often than usual in depreciation in the year they are taken into service (as per Section 35AD) when building new equipment and machinery over the course of a year.
Digital Transactions
Paying your employees in cash would not be a good choice in this digital age. You will also be included on the income tax department’s “red list.” This is prohibited in your accounting records to pay someone over Rs 20,000 in cash within a single transaction.
Conclusion
Making important choices regarding your personal and company taxes can also be part of setting up your compensation as a business owner. Hire a specialist to assist you with these matters. Prior to making any choices, talk to your CPA if you have one.

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What business can I start to open my company? I do not have much capital.

I don’t have a lot of money to invest, but I want to start a business so that I can be a successful businessperson and run my own company. Do you ask yourself this question when looking for a good source of income to help you make money? If so, don’t bother; we are here to help you find the best businesses to start with little money.

You are sick of working for an employer and crave the freedom and responsibility that comes with running your own company. Finding a good idea is only half of the battle when it comes to starting a business. The other half is paying for it.

An excellent business idea with no capital does not mean your entrepreneurial journey will be over. There are numerous ways to start a business without spending a dime. Most of the time, all you need is an entrepreneurship and innovation mindset, which includes perseverance, work and effort, creative thinking, and a willingness to experiment with new things.

WHAT IS REQUIRED TO INITIATE A BUSINESS?

The first step is to investigate what it takes to formally “start” a business and which items are costly. Here is the list of all the requirements that one needs to start a new business.

  • Planning
  • License for business
  • A domain name
  • A web address
  • Marketing
  • Products
  • Types of equipment

THE TOP NINE BUSINESS IDEAS WITHOUT A LOT OF CAPITAL

The significant costs involved with starting a business are the topmost reason why many individuals with an entrepreneurial mindset do not pursue their business dreams. However, if you are dedicated and put in some good vintage hard work, you can start many businesses today with minimal or no funding. If you want to start a low-cost business, these nine suggestions will help you get started.

The creation of content social networking and the 24-hour news spiral has created an ideal storm of opportunity for creatives such as writers and graphic artists, who can use their skills to create high-quality, useful content for business owners and media sources. It’s easier than ever to market oneself as an expert service provider, thanks to the growing global marketplace of freelance and contract employees.

1.Services for event planning

If you are a highly structured, detail-oriented individual who enjoys throwing parties, you might be the right individual to start an event-planning business. Event planners make it simple for others to host thrilling parties such as wedding ceremonies, birthday celebrations, as well as class reunions.

 Planning a few nonprofit events will help you gain the necessary experience. Build a solid database of distributors and contacts through LinkedIn and cold calling so you can assist your customers in organizing the celebration of their dreams.

2. Language instruction and practice

Do you speak multiple languages? If yes, then, you have a bright opportunity to start a business teaching a language or holding language discussion practice sessions. The day is not far when you will have your organization that engages in teaching different languages based on one’s interests.

3. Blogging

While not a novel concept, monetization blogging is always a popular pick for a low-cost business. There are innumerable methods for monetizing your blog, including affiliate partnership agreements, online book production, online classes, and web conferencing.

 Some of these are more effective than others, as certain blog niche markets are more popular and easier to monetize than others. Elegance, cooking, and parent-child blogs, for instance, are among the most widely known niches and will thus be easier to monetize.

4. Online Entrepreneurship

Small business ideas have the chance to expand into major corporations over time, and the Internet and related technologies can certainly help. It has been proven that small business owners with an online footprint perform better than those without a digital presence. 

Surprisingly, this start-up proposed project is centered on offering a variety of internet services to various small and medium-sized companies. This is why experts in social media influencers, Vloggers, reviewers, Search engine specialists, web developers, and designers are in such high demand at the moment. Mobile phones, basic laptops, software, and high-speed internet service are all that are required for such businesses.

5. Tour Companies and Travel Agencies

A few certifications and an attractive office in a great location can assist you in establishing and managing a tour company or becoming a tour operator. A successful travel company can make others travel comfortably and conveniently for their customers. A good understanding of domestic and international routes, attractions, flying fares, and accommodation costs can be extremely beneficial.

6. Boutique Owner

Why not start with a local boutique if you want to build your fashion enterprise? Build excitement with eye-catching clothing, motivating social media accounts, and active volunteerism. While you can open a retail outlet, you can easily begin online — and if that proves profitable, you can open a physical store.

7. Owner of a Specialty Food Store

To begin your specialty food store, you should customize and source items from makers you appreciate and respect, and trust. Ask around your vicinity for local makers of the food you want to sell, and the makers will most likely be open to collaboration, especially if they get a portion of the profits.

When the time comes to sell, you’ll want to find a location, but if that’s too much of an investment, you can begin by setting up booths at street festivals and marketplaces. You can also go the online store route and sell the products through your website, taking care to pack perishable goods carefully.

8. Private Chef

We all enjoy eating, but very few of us have the energy or time to prepare nutritionally dense, tasty meals. Promote your services to both local businesses and families. Making future decisions certain groups of clients together — say, vegetarian dishes — to cook greater amounts of the same dish to save on start-up costs.

9. Social media strategist

Larger companies employ an agency or a full-time employee to maintain their Facebook, Twitter, and blog accounts, but small businesses frequently have to handle their social media advertising. With so many other authorities and responsibilities, business owners may be too preoccupied or overwhelmed to devise an effective social media strategic plan.

You can assist them in determining the best strategies, and posting work schedules, and content for their intended audience as an advisor. Your business will grow in tandem with its follower count.

CONCLUSION

Your lack of initial investment will become less of an issue once your business is up and running and earning revenue. Profits from your venture can be invested back or used to start another, larger business.

You should now realize that you do not require a significant amount of money to start a business. You can get one to begin for practically nothing. You simply need to understand which kinds of organizations work best in that framework.

Pursue your vision,

Not the money,

Money will eventually find its way to you.

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It’s all about launching a small-scale industry!

Even though it’s a labor-intensive sector, starting a small business in it takes less money. Many small business owners, therefore, want to launch their own niche industry.

For the first business owners, starting a new small company can be intimidating and challenging. There are numerous tasks, bags, and hats that need to be worn. And if poorly executed, everything might fall apart very rapidly.

India’s Small-Scale Industries

Well over the past 50 years, the Indian economy has seen tremendous growth in the small-scale business segment. Small-scale Indian industries make up approximately 95% of industrial facilities, 40% of the additional value to the manufacturing industries, almost 80% of manufacturing output, and around 35% of exporting.

It is a good idea to start a small biz because it provides benefits for both the entrepreneur and the national economy.

Here are a few straightforward steps that could aid business owners who are considering launching a massive industry.

Step 1: Choice of Products

A market study could help someone choose the goods they want to create. A product with a strong addressable market and financial viability ought to be chosen. When performing research, keep the following in mind:

  • Shouldn’t face much or any competition
  • Should be original
  • Simple accessibility to raw materials
  • Ought to be within your means

Step 2: The business’s location

The most important considerations for choosing the site of an industry are the source of all things, freight costs, and land costs. In order to create space for the integrated growth of small-scale companies, the Indian government also establishes a suitable industrial base with pre-built plant sheds/developed lots.

Step 3: Choosing the Organizational Structure

Proprietor, Partnerships, and Company are indeed the three primary types of ownership used by proprietors in small-scale industries.

Any privileges that the owner of a piece of property may exercise, as well as all goods created and sold under exclusive rights, are referred to as proprietary.

A partnership is an organization of 2 or more entrepreneurs. Both partners make financial investments in the company and operate it as strategic partnerships, sharing all earnings, losses, and risks while pooling their resources and managerial abilities for everyone’s advantage.

A company is a state-created legal construct with assets and liabilities that are distinct from those of its owners.

Step 4: Getting Registered with the Officials

Once the aforementioned processes are complete, you need to register your small-scale business with organizations like the State Director of India, etc. in order to have your industry acknowledged by the government.

Constructing a Business Plan

A business plan is a dynamic document that outlines the specifics of your enterprise. It includes:

  • The products your company plans to sell
  • How the market appears
  • How much money you’ll require
  • Which licenses, contracts, and other papers are necessary.

Developing a business plan forces you to pause and think everything through rationally, which validates and formalizes your idea and can speed up the process of starting a firm.

Financial Preparation

Finding investors to support your firm is the next step after you have completed your company study and planning. To finance the initial project capital requirements for beginning a new business, you would need funding. Additionally, establishing a small-scale industry involves a number of one-time expenses. These expenses cover things like licensing, permits, security, security deposits, and trademarking. In addition, you need to consistently maintain a count of a variety of charges, including rent, materials, salaries for personnel, and so forth. To finance your ideal business, you can choose from a number of funding choices.

  • Crowdfunding
  • SME business financing
  • Other business loans

Benefits of Small-Scale Businesses

  • Small businesses can be launched at the owner’s comfort in terms of location, resources, goods, and labor.
  • Only two to six months are needed for the facility to be set up and for operations to begin; the design can be chosen to suit your needs.
  • In comparison to medium and big enterprises, trained and semi-skilled workers who are readily available regionally can be hired quickly and at significantly cheaper pay rates.
  • Since hiring decisions are made based on connections or relationships, there won’t be any union action because of owner loyalty.

How profitable is the manufacturing industry?

The Indian business environment is supported by small-scale production lines. In the overall Indian economy, it makes up a sizable portion of the GDP.

An industry that will never go out of style is product production. And from a financial standpoint, this is among the most profitable industries. But initially, startup public investment is necessary to launch a manufacturing business. Investments in capital necessitate the use of machinery, supplies, labor, and marketing efforts.

Ideas for Manufacturing Companies in India

On a small or medium-sized size, you can launch the top manufacturing firms listed below:

  • Bakery

Starting a small bakery is a successful industrial venture. The bakery often creates a wide variety of baked goods. The list covers foods like bread, cakes, cookies, and biscuits. By focusing on specific products, you can launch a bakery in response to local market requirements.

  • Production of Banana Chips

In the Indian market, there is increasing competition for banana chips. Consider creating a small production facility for banana chips if you want to stay close to the area where bananas are produced.

  • Making Candles

For women and mothers wishing to supplement their income through their artistic interest, candle production is a viable home-based business option.

  • Coconut Oil Manufacturing

One of the significant food products is coconut oil. This is also one of the most vital components in the pharmaceuticals, chemical, and fragrance industries. If you reside in a region where coconuts are grown, you can launch a coco oil production company with a relatively low startup cost. Additionally, you can distribute the product simultaneously in the wholesale and retail markets.

  • Producing Soft Toys

Worldwide, soft toys are very popular. These would be popular with young people and teenagers in addition to children. You can launch a home-based soft toy manufacturing business. You can learn the procedure through offline or instructional videos if you don’t already know how to conduct it.

Concluding,

Starting up a company is difficult, but if you have the motivation and are willing to put your best foot forward, the trip will be worthwhile. With these steps, you can launch your small company and turn your ambitions into reality, whether you’re doing it to resolve a problem, make a profit, or open up chances for those around you.

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नितनेम बाबा-सीता माता की कथा

राम आये लक्ष्मण आये देश के पुजारी आये

नितनेम का नेम लाये आओ राम बैठो राम

माखन मिश्री खाओ राम, दूध पताशा पियो राम

सूट के पलका पोटो राम, शाल दुशाला ओढ़ो राम

राम सँवारे सब के काम खाली घर भंडार भरेंगे

सब का बेड़ा पर करेंगे जय राम श्री राम जय-जय राम

सीता माता कहानी कहा करती थी श्री राम सुना करते थे| एक दिन भगवान राम को किसी काम से बाहर जाना पड़ गया| सीता मैया कहने लगी कि भगवान मेरा तो बारह वर्ष का नितनेम है| मैं अपनी कहानी किसे सुनाऊँगी| भगवान बोले ऐसा करियो कुएं कि पाल पर जाकर बैठ जाइयो| औरतें पानी भरने आएंगी तेरी कहानी सुन लेंगी| बोली अच्छा सीता माता कुएं पर जाकर बैठ गयी| एक बहू आई रेशम जरी की साड़ी पहन रखी थी और सोने का घड़ा ले रखा था| सीता मैया बोली बहन मेरा बारह वर्ष का नितनेम सुन ले| बहू बोली मैं तेरा बारह वर्ष का नितनेम सुनुंगी तो मुझे देर हो जाएगी| घर में भी सास लड़ेगी| ऐसा कहकर वो चली गयी और उसने कहानी नहीं सुनी| घर आई तो रेशम जरी की साड़ी फट गयी| सोने का घड़ा मिट्टी का हो गया| सास बोली बहू किसका दोष सिर ले आई| बहू बोली सासू जी दोष क्या कुएं पर एक औरत बाठी थी कह रही मेरी कहानी सुन ले मैंने नहीं सुनी तो ऐसा हो गया| अगले दिन सास वही साड़ी पहन कर वही घड़ा लेकर कुएं के पास चली गयी| वहाँ सीता माता बैठी पायी| उन्होने कहा बहन मेरी कहानी सुन ले| सास बोली एक बार छोड़ मैं तो तेरी कहानी चार बार सुन लूँगी| तो सीता मैया ने अपनी कहानी सुनाई;

राम आये लक्ष्मण आये देश के पुजारी आये

नितनेम का नेम लाये आओ राम बैठो राम

माखन मिश्री खाओ राम, दूध पताशा पियो राम

सूट के पलका पोटो राम, शाल दुशाला ओढ़ो राम

राम सँवारे सब के काम खाली घर भंडार भरेंगे

सब का बेड़ा पर करेंगे जय राम श्री राम जय-जय राम

सास बोली बहन कहानी तो बहुत अच्छी लगी| घर गयी रेशम जरी की साड़ी हो गयी घड़ा सोने का हो गया| बहू कहने लगी सासूजी ये तुमने कैसे किया| तो सास बोली, बहू तू दोष लगा लायी थी| मैं दोष उतार आई| बहू ने पूछा ऐसी वो कौन थी जिसने मुझपर दोष लगा दिया तो सास ने कहा वो सीता माता थी| पुराने से नया कर देती हैं खाली घर भंडार कर देती हैं| लक्ष्मीजी का वास कर दे और जो कुछ इच्छा हो उसे पूरी कर देती हैं| अच्छा सासू जी ऐसी कहानी मुझे भी सुना दो| तो सास बोली ले भई तू भी सुन ले,

राम आये लक्ष्मण आये देश के पुजारी आये

नितनेम का नेम लाये आओ राम बैठो राम

माखन मिश्री खाओ राम, दूध पताशा पियो राम

सूट के पलका पोटो राम, शाल दुशाला ओढ़ो राम

राम सँवारे सब के काम खाली घर भंडार भरेंगे

सब का बेड़ा पर करेंगे जय राम श्री राम जय-जय राम

बहू कहने लगी सासूजी कहानी तो बहुत अच्छी है| सास बोली बहू रोज कह लिया करेंगे| अब सास बहू नहाती पूजा पाठ करती नितनेम की सीता माता की कहानी कहतीं| एक दिन उनकी पड़ोसन आई| बहन जरा आंच दे दें| वो कहने लगीं अभी हमने आंच नहीं जलायी| वह बोली तुम चार बजे से उठकर क्या कर रही हो तो वो कहतीं हैं की हम नहाये धोये पूजा पाठ करीं सीता माता की कहानी कही| वह बोली इससे क्या होता है तो वो बोलीं सीता माता की कहानी कहने से अटूट भंडार भरते हैं सारे करज सिद्ध हो जाते हैं| पड़ोसन बोली बहन ऐसी कहानी तो मुझे भी सुना दे| वो बोलीं ले भई तू भी सुन ले,

राम आये लक्ष्मण आये देश के पुजारी आये

नितनेम का नेम लाये आओ राम बैठो राम

माखन मिश्री खाओ राम, दूध पताशा पियो राम

सूट के पलका पोटो राम, शाल दुशाला ओढ़ो राम

राम सँवारे सब के काम खाली घर भंडार भरेंगे

सब का बेड़ा पर करेंगे जय राम श्री राम जय-जय राम

 पड़ोसन बोली बहन कहानी तो मुझे भी बहुत अच्छी लगी| अब वह पड़ोसन भी नितनेम सीता माता की कहानी कहने लगी| सीता माता ने उसके भी भंडार भर दिये| हे मेरी सीता माता जैसे उन सबके भंडार भरे वैसे मेरे भी भरैयो| लक्ष्मी का वास हो अन्नपूर्णा का वास हो बोलो सीता माता की जय| जय श्री राम जय श्री राम|

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Best Business Ideas for Little or No Money

Although it can be financially risky, launching a company is a proposition that is extremely thrilling. Many founders struggle to raise the money necessary to start a firm, despite having a great idea and a strong dedication to success.

Who says that if you lack any money, you can’t start your own company and support yourself? Numerous company opportunities—also referred to as “zero investment business ideas”—need no capital but offer great benefits. If you’re seeking revenue company ideas that don’t involve an investment, this piece is for you.

What are Strategies for Business with Zero Investment?

Zero expenditure business plans are those that don’t involve any kind of capital outlay yet nonetheless generate a respectable profit. Your skills, experience, and investment of time are all used to build these businesses.

However, zero-investment enterprises are a terrific starting point for novices when compared to businesses with conventional startup fees (such as stock, warehouse, or regular office space). This includes corporate owners with modest startup funds or those seeking a secondary gig.

Here are fantastic zero-investment company ideas that don’t need any money up front but yet bring you a sizable profit:

  • Blogging: Blog could be a great business idea if you are really knowledgeable about any subject and are confident in your ability to write in that field. By creating blogs for multiple websites, you can earn money. Additionally, you can write content for your site and get a domain for a cheap price to generate income from adverts.
  • Using affiliates: A corporation pays affiliates in affiliate programs for each client those results from the local affiliate marketing initiatives. You receive a commission for each sale you make. This company has been very popular in India over the past few years. For this firm, no specialized skills are necessary. Additionally, there is no cost involved and no capital required to start an affiliate marketing firm.
  • An online store: If you produce crafts, pickles, confections, munchies, or other products of a similar nature, you can launch an online business site to sell your goods. Start by using social media to appeal to locals, and then expand your company slowly and methodically. The investment is virtually zero considering all you need to manufacture your item is the natural resource. You can seek the assistance of certain allies rather than depending on a one-man legion.
  • Employment agency: For a charge, recruitment services would join with companies to provide the qualified workers they needed. If you have a strong network and excellent interpersonal skills, you can start a recruitment company and work with corporations, semi-enterprises, and small enterprises to supply individuals.

Independent author: You can use your writing skills to contribute to a wide range of organizations. The writer is nothing new; they have existed for a very long time. Additionally, this home-based business requires little investment and may be run online. You can make a lot of money in this line of work.

  • . Whether you’re seeking job options that don’t involve an investment, this position might be right for you.
  • Online store for selling your digital works: On this list of suggestions, only digital goods like audio, seminars, publications, and designs are original. They’re not tangible items like the others. As a consequence, your margins stay strong because you will not be concerned about ongoing manufacturing or shipping expenditures.
  • Online coaching and tutoring sessions:  This is just another of the most well-liked free online business ideas. Without capital, it is the best business venture. It’s important to keep the topics simple when working with an online tutor. You may launch your company without investing if you have conceptual clarity and a desire to teach. This company requires no financial investment. The kids’ skill sets and all of the specific demands. Numerous online communities for students exist, including Chegg, Tutor me, and others. 
  • Providers of data entry: Data entry work is frequently outsourced by businesses to independent contractors and firms, and this service is very popular. Thus, a data entry business is a tiny enterprise that you may launch without capital outlay and turn a profit from. Additionally, no specific knowledge is needed to launch this firm. Good typing speed and some familiarity with computers are essential. Starting out on your own, you can hire as you grow.
  • Podcasting: As the numbers of podcast users rapidly grow, podcasting is a fantastic new company to launch. Once you establish a sizable audience, you may begin this venture with little initial cost and start making money through sponsorships and product references.
  • SEO professional:  For many individuals today, the phrase “SEO” still seems technical. The goal of SEO services is to raise a site’s prospective Google ranking. Anyone who owns a website wants to appear higher in search results for Google. Their sale and firm will grow as a result. SEO experts may quickly do this task and increase Google’s confidence in their website.

A method for generating low-risk company concepts

Consider the characteristics of low-investment company ideas. What are the current methods that firms can use to reduce their costs? The following are some of the methods:

  • Purchase, storage, picking, packing, and shipment of stock. When you’re operating a business, inventory control may be time-consuming and expensive. With third-party distribution methods like drop ship; you may completely eliminate the headaches of inventories, lowering your operational and investment costs.
  • Goods and assets that exist exclusively online are a peculiar example since once generated, they may be copied an endless number of times without incurring any further costs. Your unit benefit of scaling is therefore effectively $0. Additionally, the cost of manufacturing is restricted to the equipment you can use to make the dev. kit on your pc.
  • Reaching customers and closing transactions are ultimately what determines a company’s success. As a result, marketing represents a considerable expense. Even if your sales volume is constrained by specialization, targeting growing niches is a terrific approach to reducing your advertising budgets because your potential clients will be simpler to find and acquire online.

The advantages and disadvantages

Establishing a zero-investment business has various benefits beyond the obvious revenue one:

  • Less risky than launching a regular firm because the possibility of losses is reduced
  • Lower costs translate into a bigger profit margin.
  • The capacity to grow up or down as needed to meet changing business needs
  • Less sunk costs make it simpler to change your plan.

There are many, nonetheless, a few potential negatives as well:

  • Even though a zero-investment firm doesn’t need an initial financial infusion, that doesn’t imply that the company will expand on its own. You still need to put time into building and promoting the firm.
  • Lack of investment can result in receiving less assistance, whether it comes in the form of money, knowledge, or contacts in the business world.
  • Because scaling up fast typically takes some capital and a new business’s cash flow is likely to not yet be completely operational, this could make it more challenging.

Conclusion

In the end, anything is possible if you have a skill and are enthusiastic about it. Newer technology has made it possible to operate enterprises from the convenience of one’s home and without having to spend money. Decide which zero-expenditure business is ideal for you and then lace up your boots.

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What are Good Marketing Strategies for a Small Business?

Small businesses frequently struggle with limited marketing resources and budgets. This limits the exposure of their brand. You’re losing out on a lot of prospective customers if your company doesn’t appear in search results. So, the secret to explosive growth for small firms is to implement result-driven marketing methods.
But with several marketing avenues at your disposal now, advertising your company is now simpler and more affordable than ever. With the correct marketing plan, you’ll observe how your company develops into a well-known brand and produces a profit.
Significance of Marketing Techniques for Small Businesses
Small businesses face financial constraints when it comes to marketing since they find it difficult to stand out in a competitive market. There can, however, be no stopping now as there are so many advertising possibilities available. Statistics show that 50% of small businesses fail to develop a marketing strategy. As a result, a strong marketing strategy will help you stand out from the crowd.
Marketing Techniques for Small Businesses to Increase Sales and Growth
Product, pricing, place, plus promotion make up the four Ps. They represent an example of a “marketing mix,” or the set of strategies and tactics employed by marketers to achieve their marketing objectives.
What may still not work for some businesses may be ideal for yours. In short, refining marketing tactics, allocating funds, and monitoring marketing ROI all contribute to a rise in sales, brand recognition, and reputation.
Build a website
For businesses, having a website is vital. It lends legitimacy and aids in making a strong first impression, earning it the moniker “contemporary business card.”
All marketing strategies are built over a website as their base. It serves as the repository for all knowledge about your business and enables brands to position themselves as subject-matter experts through thoughtful content.
Creating a website is simple if you’re just getting started.
All that is required is:
• Buying a domain plus web hosting Choose the domain name you want and examine the online domain registrar to see if it is available.
• Register for web hosting if the domain name is accessible.
• Selecting a content management system (CMS) is essential for producing content and maintaining the relevance of your website over time.
• The majority of content management systems, including WordPress, now have free templates to go and get you started.
Content marketing
Small businesses marketing plans should be centered on content marketing. This is one of the best inbound marketing strategies for compounding outcomes. The main goal of content marketing would be to educate and add value to your target audience via your content.
Long-term benefits of content marketing are possible, but it isn’t simple. You need to produce and distribute content constantly and skillfully if you want to stand out. Whatever content you produce, make sure it satisfies these four criteria: reader, quality and SEO optimization, relevance, and smart distribution.
Gain knowledge > Build trust > Provide a solution
For each phase of the customer journey, you can use content marketing:
• Top of Funnel (ToFu): Issues your persona encounters and remedies are at the top of the funnel (ToFu). Use blogs, newsletters, videos, social media posts, etc.
• Middle of the Funnel (MoFu): Describe your brand, product, and solution. Use learning tools like whitepapers, webinars, and more.
• Bottom of Funnel (BoFu): Show explicitly how your product could solve its difficulties at the bottom of the funnel (BoFu). Use case studies, endorsements, client success tales, etc.
Search Engine Optimization (SEO)
Having a website is insufficient. It needs to be polished in order to rank amongst Google’s top results. At Google SERP, the top result receives a 31% CTR, which is 10 times higher as compared to the results listed after it.
Additionally, moving up one slot in the search results leads to a 30.8% boost in CTR (also based on your initial rank too). SEO is essential for this reason. It’s just the process of making your website, its components, and content more appealing to visitors and search engines.
The more individuals visit your landing page if the higher you rank. In actuality, local sources account for around 35% of all traffic. As a result, higher rankings will drive more visitors to your website, some of which may turn into paying clients. Customers looking for a solution will think about your good or service and probably be happy.
With the help of the following SEO advice for small businesses, you could rank higher on SERPs:
• Make your website search engine friendly, and speed up page loads.
• Utilize your website’s location pages for localized targeting.
• To reach local customers, list your business via Google My Business.
• Study the essential words that your target audience uses.
• Make a list of keyword phrases: LSI, Long-tail, plus primary keywords
• Examine Google’s first page to determine the purpose of the queries.
• Utilize local and specialised keywords to optimise your website.
• Create blog entries or videos that are relevant to your topic and distinct from the content found in the first 10 SERP results.
• Create your content with various Google Featured Snippets in mind.
• Concentrate on developing connections with other players plus obtaining high-quality backlinks.
Email marketing
Personalization is an advantage email marketing offers over other small company marketing techniques.
Unlike some other platforms, email marketing gives you ownership of the email list of potential customers. Additionally, you are spared from having to broadcast a generic message to people that have a low conversion rate. Rather, you could modify the message to the customer’s needs and where they are in the purchasing process.
81% of small businesses use email marketing to bring in new customers and keep existing ones. Whilst providing existing clients with after-sales assistance, email marketing charms new customers.
Whenever a user finishes an action, such as signing up or making a purchase, you as a small company owner can start a drip campaign. Then you can inform them via a series of email newsletters regarding your offerings and business developments.
Learn the following strategies to make use of email marketing for small businesses:
• Segmenting customers depending on their characteristics or activities
• Send targeted emails using marketing automation software, such as Mailchimp.
• Alternatively, automate emailing the appropriate customer at the appropriate time using a CRM or EPS.
• Learn how to create effective sales emails.
PPC advertising
When a certain keyword is searched for, pay-per-click (PPC) advertising assists small businesses in displaying adverts in search engines.
Pay-per-click (PPC) advertising enables small businesses to have advertisements appear in search results when users enter a certain term. It falls under the category of paid marketing, and the advertiser is required to pay a fee each time their ad is clicked.
When you first start a campaign, PPC advertising may involve a competitive bidding war. Local keywords, however, are different because they are less popular and less competitive.
PPC is among the greatest marketing tactics for small businesses since it allows them to monitor their spending and customer growth. To find people that fit your buyer persona, you could use audience targeting plus keyword research over the Google Ads platform.
Choose from a variety of categories when adding an audience to a campaign or ad group, such as travellers, auto shoppers, or specific users who have visited your app or website. Individuals who most likely fit into these categories would see adverts from Google Ads.
Social media marketing
Businesses utilise social media for more purposes than just marketing their products. Utilizing social media, successful businesses try to create a fan base and make use of social listening. SMM is an essential marketing technique for small businesses if you want to routinely interact with your clients.
The prospect of using every social media platform for advertising could be overwhelming given that millions of people spend more than three hours each day on social media. But take a step back because in this case, the focus is essential. Return to the drawing board and identify your target market. then increase your efforts on the channels they frequent.
Take into consideration the following social media marketing strategies based on your buyer profile and their interests:
• Facebook: Add status updates and client success stories on Facebook.
• Twitter: Tweet about new products and respond to client questions right away. Starbucks and Nike excel at it.
• Pinterest: Share motivational content on Pinterest, such as infographics, blogs, and e-books.
• YouTube: Produce user-generated as well as branded video content Instagram: Post pictures showcasing your goods, services, testimonials from satisfied clients, and behind-the-scenes shots.
Google my business
Google My Business (GMB) is another powerful local customer attraction tactic for small businesses. The sales and visibility of your company might be considerably increased by your GMB rankings.
You can generate a large number of cost-free, highly qualified leads when you can position yourself among the first 3 GMB results.

Google My Business (GMB) compiles your information from many publicly accessible platforms (such as Google reviews, Google+, the Play store, and so on.) and presents it. Additionally, if you have a distinctive brand name, you may appear prominently in search results. GMB should therefore be at the lead of your marketing efforts if you own a local business.
Facebook Advertising
Small and medium-sized enterprises can promote their goods and services to nearly any customer segment for a low cost by using Facebook. One of the biggest marketing outlets is Facebook, which has more than 6 million marketers.
Facebook advertising outperforms other channels due to the sophisticated targeting options available to reach Custom, Core, or Lookalike audiences, including demographics, online behaviour, interests, relationships, and more.
The methods to advertise on Facebook utilizing ads are as follows:
• Utilizing Business Suite, establish a Facebook account for a small business.
• Make a photo or video commercial with a call to action, an eye-catching headline, and interesting imagery.
• Use the Facebook ads manager, which has all the features you require to launch an ad campaign, including real-time data, audience targeting, budget, run time, and many more.
• Use A/B tests to analyse the effectiveness of your advertisement, then focus more resources on the winner.
• Consider using Instagram for your advertising when your company is heavily visual. You have all the choices to engage the audience through visual sales like a Facebook subsidiary.
Coupon deal sites
Local, national and regional businesses can offer their members time-limited deals on their products and services using coupon deal websites, which draw sizable numbers of clients according to their location.
The main advantages of this marketing strategy are local promotion plus brand awareness. The goal of this marketing plan, keep in mind, is not sales but rather widespread exposure and brand recognition. Begin your customer retention and success initiatives as soon as you have a flock of new clients.
Offer free consultation
Offer free consultations when you’re an authority within your field. It works well for creating new leads and starting word-of-mouth marketing. Bonus: If you have strong sales abilities, you could close a lot of deals with ease.
As a result of the value, you provided during a 30-minute call, your prospective clients will pay for your subscription services. These people will be devoted and spread the news.
Offer free consultations using physical (flyers, newspapers, signage) or online media (social media, banners on your website, etc.) This tactic is not appropriate for everyone; this will work best for experts who offer professional services.
Make use of influencers
Influencers are those who have a sizable internet fan base. Their views have the power to influence others’ thinking and even establish trends. Therefore, when an influencer advertises your brand, their followers will probably become aware of it. Some influencers’ support can help your small business market your brand.
Handle online reputation
Over 70% of consumers today begin their purchasing process with a Google search, making it crucial for businesses of all kinds to manage their online image. Businesses can’t afford to have a negative SERP ranking for unreliability and reputation.
Ask for reviews
Product reviews have a big impact on potential buyers’ minds in addition to the content you generate. 90% of shoppers who read internet reviews claimed that favourable ratings influence their purchasing choices.
Conclusion
Promotion for a small firm shouldn’t be hampered by limited resources. Use it to your benefit because you’ll have more chances to creatively use all of your resources. Developing a product is only the first step; marketing is just as important.

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What is the best strategy for owning multiple businesses?

Businesses have been making a lot of noise in economic growth and making a lot of money for individuals for decades. With that said, many people wanted to take on the challenge of establishing their own business or company in the hopes of earning a higher income while also being their own boss. 

As a result, during the pandemic eruption, the idea of launching a small business unexpectedly grew in popularity. The majority of them were successful. Some have failed, but many continue to attempt to run their own businesses. Some businesses have failed, but many are still competing, and others are really well on their path to success.

 Many people, on the other hand, are keen to know how other organizations handle operating multiple businesses at the same time. You don’t need any luck or business enchantment to own multiple businesses. You only need to accomplish a few things to be able to do so.

If you want to learn how to establish and run more than one business, continue reading because this article has all the solutions.

BEST STRATEGIES FOR OWNING MULTIPLE BUSINESSES

Some entrepreneurs are unable to rest after establishing a successful business. It is difficult to manage lots of businesses when you own more than one, but it is possible. Many entrepreneurs are doing it successfully today. Managing multiple businesses, like managing one, necessitates the use of effective strategies to achieve your objectives. Here’s a collection of ten expert tips for entrepreneurs who run multiple businesses.

1.Employ Outstanding Leaders

Being overwhelmed by having too much to do is an obvious disadvantage of owning multiple businesses. You may feel as if your attention is required everywhere at once as you try to remain on top of operational processes, resolve issues, and prevent future issues from arising. 

If this characterizes you, you have yet to find the right leaders for your different businesses. It is far preferable to recruit executive-level leaders who can contribute their knowledge and energy to managing the operation for you. Look for strong initiative and a desire to demonstrate talent and hone skills within your company when selecting a qualified candidate for leadership. 

Allow your leaders the freedom to carry out operational processes on their own while remaining available to communicate instructions. Give your employees opportunities to learn new things and improve their skills whenever possible.

2. Choose business wisely

It is a general rule to ensure that your idea has the possibility of operating for a long time before establishing one business or a new company. You have sufficient resources to manage it and profit from it.

If you believe that your next business will require a significant amount of your time and resources while only providing a small return on investment, you should consider whether it is worthwhile to fight for. Take note that if you fail to manage your new idea properly, your other business idea may suffer in the long run.

3. Spend less than you earn

You have more to lose when you manage lots of businesses. Don’t think that because one of your businesses is doing well, you can afford to spend too much money on another. When managing multiple businesses, you must maintain limits and boundaries in order to protect each company’s budget.

4. Prioritize the company that can expand the fastest

Spend the majority of your time growing your fastest-growing business until you can employ a skilled executive to handle the day-to-day operations of the structure you put in place. You would rather have one highly successful business than four average ones, so prioritize the best-performing one to ensure you are fully putting a spotlight on every opportunity.

When owning lots of businesses, keep a big-picture view of their portfolio as a whole to see more opportunities for expansion and make the best-informed choices.

5. The appropriate tools and techniques

When managing multiple ventures, one first priority should be to ensure that their time is spent on what is important and that the majority of it is spent growing their businesses. Although there is a strong community of professionals working on various businesses, it is an approach that is particularly useful that may necessitate some careful planning.

6. Decision-making based on data mining

Data is the most effective way to determine what works and what doesn’t. It will assist you in determining which products are selling well and which are not, as well as which clients require additional attention. Customer relationship management is essential if you run lots of businesses. 

A Customer relationship management system can help you track everything from sales leads to client service issues and advertising campaigns, allowing you to make business decisions without relying on supposition.

7. Equity Participation

It is extremely challenging to achieve success in multiple business ownership without some equity. Obtaining venture capital equity financing enables you to invest in faster growth while leveraging the vast professional connections of experienced partners. 

Furthermore, with equity investment, your company can establish a credit history, increasing your chances of qualifying for an enterprise debt loan or small-scale business loan in the future.

8. Make a schedule

Time management is an important aspect of managing a business.When you are organizing multiple businesses, you may find that your other responsibilities take up your free time for another business. 

That being said, scheduling your time can assist you in effectively delegating your task. You can devote all of your attention, focus, conferences, and time constraints to the business while also giving yourself more personal time.

9. Separately analyze your business

Analyzing your business can help you determine where your company is lacking and how to improve it more quickly and effectively. It is a good idea to conduct periodic business research and analysis based on employee reports.

 However, keep in mind that you cannot examine all of your businesses at the same time, and it is not a smart option to analyze or solve all of your businesses at the same time. As a responsible business person, you must analyze your strategy for business in order to avoid unwanted information and misunderstanding of the plan.

10. Set attainable plans and objectives

Make certain that your objectives and plans for the business are realistic and intelligent. Creating a workable alternative allows you to enjoy your business and private life more. It also helps prepare you, your company, and your team members for unforeseen events.

What exactly is an unrealistic plan? Assume you can make millions of dollars in an hour. That is possible if your company is already set up and has many branch offices, a large number of employees, or is self-sufficient. However, if it is just beginning, this may not be feasible at this time.

The Bottom Line

Owning multiple businesses requires a significant set of skills that you cannot learn overnight. That being said, success in one business can make it easier to prosper in another because you can apply experience gained from the first. Legal analysts agree that implementing each of your businesses as distinct entities is in your best interests. Still, if one of your companies ever goes bankrupt, one of your wealthier companies can always buy it out to reduce losses.

Handle a number of businesses,

Examine your abilities,

Make the most of your life.

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What the economy is doing to the tea industry?

Small firms fail frequently, and some of their owners lack the expertise in management and marketing techniques needed to guarantee their success. Due to fierce competition and shifting consumer tastes, it is become harder for coffee and tea shop operators to stay in business. The general issue with small business owners is that some entrepreneurs fail to make it through the first five years of existence. The unique business issue is that a few coffee shop owners don’t have market plans to keep their company going for the first five years. 

India is the third-largest supplier of tea globally and the furthermore source of tea in the Regional market. The tea industry is becoming more efficient thanks to tech innovation, as is the case in other sectors. For a company to succeed in such a large business, it is essential to stay on top of all significant trends and advancements and take full advantage of them.

Scenario for Growth in the Coffee and Tea Industries through 2023

The data that follow offer striking insights into the advantages of doing business in the coffee and/or tea industries:

  • Longevity of Coffee Shops: About 60% of American coffee drinkers frequent a chain cafe at most once each month.
  • Regardless of the fact that there is a need for coffee in the U. S., the nation only places 25th in regard to per capita intake. Therefore, it would be wise to target the higher demand growth of 24 countries.
  • Statistics on the use of tea worldwide indicate that it exceeds 41 million liters yearly.
  • Types of Tea Markets – Black, green, herb, and fruity teas are just a few of the many tea variations. Nevertheless, due to its anti-spasmodic, antiviral, and antiallergenic qualities, black tea is the most frequently consumed beverage. Green tea’s rising popularity is credited to its health advantages, which include cardiovascular health and losing weight.

To what extent has the tea industry experienced a decline in market demands across the majority of segments?

Since 2007, when it was 986 million kg, Indian tea production has risen dramatically, reaching 1338 million kg in 2018. This rise is primarily attributable to the expansion of the small producer and bought-leaf industries, which together represent roughly 48% of Indian operations today. India’s total consumption is not increasing as quickly as its output. India has a low total consumption of tea of 0.786 kg compared to other tea-drinking nations like the UK (2.74 kg), Pakistan (1.01 kg), etc. The unrestricted expansion of tea plantations has led to an evident excess, which has led to a mismatch in the supply-demand equation and lower prices.

Tea prices barely keeping up with the ever-increasing Cost of Production (COP), which has put significant pressure on profit margins, is another factor threatening the industry’s future. An examination of the last five years demonstrates that, while the CAGR of expenses for essential inputs rose by 6-7%, the CAGR of pricing for tea rose by only 1%.

The Problems

  • From the Supply Side:

The industry’s biggest difficulty going forward is going to be supplied. Packers are under extreme pressure from the supply side because they must contend with low margins in the big markets.

There is an excess of 16 million kg of tea, and it is difficult to dispose of it. To maintain a balance of supply and demand, this surplus quantity must be put to a different purpose. 

  • Consumption in Developing Nations:

How much of the world’s total output is utilized in the countries that produce it? The majority of other manufacturers, with the exception of China and India, only utilize a small part of their own output. In order to overcome issues with an exchange, internal demand in producing nations should be boosted.

The surplus issue would be solved and buffers might become obsolete if Indians drank half a cup more every day. Such is the influence that even a modest consumption increase can have on a sizable population.

  • Health Advantages:

Healing is tea. However, it must contend with other drinks. The constant preference for chilled beverages over hot ones has put tea on the rear leg. On the basis of its health advantages, tea is gaining popularity, according to industry executives.

  • Low pay for workers:

The salaries provided to workers in the tea business are typically quite low due to the low price realization of tea on the global market and the usage of seasonal temporary workers. As a result, several of them became hungry and quit the industry.

Suggestions

  • Enhancement by Training: The credentials and training that certifying bodies provide on our requirements should be made apparent to farmers. These programs educate farmers on the farmers’ ethical code of conduct, logistics management, and how to deduce distinct necessities.
  • Quality Improvement: Only high-quality tea production can ensure the exporting prices are maintained and greatly raised. Additionally, this will raise demand for Indian tea among many other foreign products on a worldwide platform, boosting profitability and raising the quality of life of those who depend on the tea sector.
  • Organization of Business is required: Despite the fact that the government has established a Tea Board to regulate the Indian tea sector, it hasn’t been as successful as intended. In order to protect both the sector and the numerous individuals who rely solely on tea for their livelihood, the Tea Board must undertake necessary changes.

Getting Access to a Priceless Secret

The attractiveness of marketing coffee and tea items for a company may go unnoticed despite the fact that coffee and tea are quite popular. Food trucks, eateries, coffee houses, and supermarkets all serve coffee to customers on the go, and exclusive coffee and tea stores are wildly successful. The variety and appeal of bottled coffee and tea products have grown. Coffee and tea have commercial opportunities unlike any other items if you want to advertise a fantastic, reliable option.

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FIRST 8 TIPS FOR WRITING BETTER ASSIGNMENTS 

Every student puts all their effort with the ultimate aim of succeeding in their career. The career of every student is dependent upon their talents and expertise. The best proof that stands for a student’s talent is their grades in school and college. Grades are an accumulated output of a student’s assignments, exams, etc. Specifically, a considerable part of grades is usually determined based on the assignments submitted by the student. 

So, it is crucially essential for the student to make sure that they submit the best out of them through their assignments. 

Assignments are a key for the student to unlock good grades in their academics. The better the assignments are done, the better the grades earned. What’s next? You must adopt some essential tips that help you write better assignments. Here you are being provided with 8 great tips for writing better assignments. Have a look. 

1) Be clear in choosing topics: 

Most usually, the students are provided with a choice of topics to choose from for their assignments. So, it is up to the student to make use of this chance to secure good grades. 

The first and foremost step in writing a better assignment is choosing the topic that best suits your interest. The student must analyse the pros and cons of the topics given before finalising one. By doing so, the student can find a comfortable topic that makes way for their better output. 

So, how to choose a topic? 

Firstly, read the topics given multiple times and find the topics that energise you to know further about them. After that, make a skim and scan analysis about the topics you want to work on. Make notes of the important content about the topics. Once done, go through the notes and find which topic can be worked on elaborately within your deadline and which topic has enough resources to research on. Based on all these steps, finalise your topic for the assignment. 

2) Be aware of the deadlines: 

Whenever an assignment is provided, it is allotted with deadlines as well. Deadlines are a kind of test that will help the teacher assess the various factors of the student, such as punctuality, discipline, intelligence and so on. So, it is always advisable to consider the deadline seriously.

The better way to have a hand on deadlines is to mark them up with some marker in your calendar. In this way, you will be able to look at the deadline date frequently, which will automatically push you to complete your assignments earlier. The student can also create a reminder two days before deadlines on their phone or laptop, which will be an efficient way to stay aware of the deadline. 

3) Make use of all available sources: 

Never settle down with limited resources. It is the most important tip in writing a better assignment. There are a vast number of resources for every topic, and you can find them on websites, in the library, or research papers. It is always better to consider all the available resources whenever you are working on an assignment. 

First, find all the available resources related to your assignment, and pen them down on some sheet. Secondly, start skimming and scanning all the resources you have noted. After completing each resource, just give a tick on the sheet; in this way, complete all resources. Once done, finalise the sources that will be more compelling to your assignment. 

This process is quite lengthy and time-consuming. But this way is highly beneficial in completing your assignment efficiently. 

4) Jot down the points: 

After curating the list of sources considered helpful for the assignment, here comes the next step. The student now has to read every source with utmost consciousness, scrutinise the contents profoundly and make a note of it. 

Always have a pen and paper while analysing the contents of the sources. Make a note of the points that appear vital for your assignments. Always mention the source along with the points while making notes. Doing so will make it easier for you to access the correct source whenever necessary without hustle. 

This tip is constructive because as the student jot down the points, they will get an idea about the outline of the assignment. The student can simultaneously interpret how to reconstruct the data they collect in their assignment. And also, whenever a new idea arises, they can make a note of it. 

5) Have hands-on facts and statistics:

The value of any assignment is dependent on the content of the assignment. It is always advisable to support the contents of your assignment with exact and relevant facts. The accuracy of the facts and statistics you mention in the assignment will be helpful in getting better grades. 

So, how to have accurate or error-free facts and statistics? It can be done by cross-verification with multiple sources. Whenever students find any data or numerical value, they should cross-check it with numerous resources. By doing so, the student can find any glitch in the data. 

And also, some students find it safe to write an assignment without any data or statistics, as they don’t have to face any accuracy issues. But this is never going to benefit the student. Data, statistics and numerical values are indicators that show the student has made enough effort to dig deep and understand the assignment better. Missing out on this step will always degrade the assignment scores. So, it is not a wise choice. 

6) Multiple drafts before the final fair: 

Practice not only makes a man perfect but also assignments. Yes, whenever students begin to construct their assignment with the content and data collected, they should start with a rough draft. 

Initially, list all the points you want to include in your assignment. Read the draft, and find the correct arrangement of the points coherently. Write your second draft with points in order and read again. Find the repeatedly used words and modify them accordingly. Find the places where images or graphs or pie charts, or anything else are required. Insert the requirements. Now again, work on the draft. By this draft, the student will have an almost proper outline for the assignment. Finally, check for grammatical errors, numerical errors, etc. 

If you find writing multiple drafts tiresome, you can seek the help of assignment services available online. They will help your work easier. 

7) Mention all references: 

It is always advantageous and professional to mention the resources at the end of the assignment. It has two purposes. 

The first purpose is it reveals the effort of the students by listing the number of sources researched and analysed by the student. The second purpose is that it helps the teacher to refer to the sources in case of any doubts.

So, how to mention the references? If the source is a book, then mention the name of the book with authors, edition and year of publication. If the source is a journal or a magazine, mention the title of the content within the journal or magazine and the author of the content. If the source is a research paper, cite the title with the author’s name and year of publication. If the source is any website, then mention the title along with the website link. 

8) Seek help whenever needed: 

The above 7 tips are always a great help for the students to write better assignments. But sometimes, the overwhelming process of several assignments accompanied by deadlines will press the student down with stress. So it is always appreciable to seek help whenever needed. 

Many assignment help services, like ours, are available to help students in their tough times. The students can ask the service to help with the assignments. These assignment help services have expert writers who can guide you throughout the process of writing assignments. They will help you select the sources, analyse and interpret the data and construct the assignment. Further, they will deeply scrutinize and make the assignment perfect. 

Try following all these tips, and you will find your grades way better than the previous ones. Go for it, students!

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